#exclusions

Articles tagged with exclusions

Featured image for Sump Pump Failures and Home Warranty Coverage Limits

Sump Pump Failures and Home Warranty Coverage Limits

Sump pump breakdowns risk expensive basement flooding, yet 2026 home warranty coverage varies by maintenance records, installation quality, and policy specifics. This overview covers exclusions, filing claims, DIY fixes, and maintenance strategies to secure your home and minimize out-of-pocket expenses.

7 min read
Featured image for Home Warranty Roof Leak Limits You Need to Know

Home Warranty Roof Leak Limits You Need to Know

Roof leaks pose significant risks to homeowners, yet home warranties often fall short of expectations. This 2025 guide details precise coverage for roof repairs, common exclusions that lead to claim denials, and practical strategies for maintenance and claim success to secure your property.

5 min read
Featured image for What Termite Warranties Actually Pay For in 2025

What Termite Warranties Actually Pay For in 2025

Termite warranties protect against reinfestations and potential repairs, yet details differ by provider. This guide covers retreatment versus repair options, frequent exclusions, claim filing processes, and preventive measures to ensure your investment remains secure.

5 min read
Featured image for Home Warranty Gaps That Cost Homeowners Thousands

Home Warranty Gaps That Cost Homeowners Thousands

Home warranties offer protection against repair costs, yet common exclusions often lead to unexpected expenses. Explore prevalent gaps like pre-existing conditions, maintenance issues, and payout caps. Gain practical advice to evaluate plans, pose key questions, and select coverage that aligns with your home's needs in 2025.

6 min read
Featured image for Why Home Warranties Draw a Hard Line on Mold Claims

Why Home Warranties Draw a Hard Line on Mold Claims

Home warranties often exclude mold damage coverage, classifying it as a maintenance issue rather than a covered system failure. Homeowners face significant out-of-pocket costs for remediation unless mold arises from a sudden, covered event. Explore exclusions, partial add-on options, and essential prevention tips to protect your property effectively in 2025.

5 min read
Featured image for Home Warranties Cover the Pipe, Not the Water Damage

Home Warranties Cover the Pipe, Not the Water Damage

Water damage can devastate your home—and your wallet—if you misunderstand what your home warranty covers. This guide explains which plumbing failures qualify, what exclusions surprise most homeowners, and when to call professionals versus DIY. Learn how to protect your property, file claims correctly, and avoid costly restoration gaps.

7 min read
Featured image for Foundation Coverage Costs $700-$1200 Annually

Foundation Coverage Costs $700-$1200 Annually

Home warranties in 2025 offer foundation repair coverage under limited conditions, with annual premiums for such protection typically ranging from $700 to $1,200. Factors like plan level, location, and damage origin influence eligibility. Homeowners benefit from reviewing plan specifics, exclusions, and inspection needs to determine if this coverage justifies the expense against potential repair bills.

5 min read