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Home Warranty vs Insurance: Which Protects What Breaks

Homeowners frequently mix up home warranties and insurance, yet they address distinct risks. Warranties manage breakdowns from normal use in appliances and systems, whereas insurance safeguards against sudden events like fires or thefts. Grasping these distinctions enables better decisions on costs, ease, and protection levels. Integrating both delivers thorough coverage, blending routine maintenance support with disaster recovery for effective home management in 2025.

6 min read