warranty-vs-insurance Articles

Home Warranties Cover Wear and Tear That Insurance Won't

Homeowners insurance safeguards against disasters, yet it overlooks everyday breakdowns like a faulty refrigerator or HVAC failure. Home warranties address these gaps in 2025 by handling repair and replacement for systems and appliances due to normal wear. Pairing both protections delivers comprehensive coverage, prevents unexpected expenses, and maintains your home's functionality throughout the year.

By Kate Santiago

Nov 9, 2025

5 min read

home comparison insurance

Home Warranty

Home Warranty vs Insurance: What Each Actually Covers

Homeowners often mix up home warranties and insurance, yet each addresses distinct risks. This 2025 guide breaks down coverage specifics, pricing structures, and integration tips to help you avoid costly gaps and optimize protection for your property.

By Tom Holguin

Oct 27, 2025

6 min read

home insurance